THE PACE TOOLKIT

Small tools.
More breathing room.

For the plans you’re making and the life you’re living. A few useful ways to spend mindfully, save steadily, and feel a little more in control.

Six tools. Always free to use. No signup or bank connection Calculations run in your browser
Your everyday toolkit6 tools
Plan · Free tool

Weekly spending planner

Give your month a rhythm. Find a realistic weekly spending amount after bills and savings.

Build a plan
Save · Free tool

Savings goal calculator

A trip, a new laptop, a fresh start. Work out what to save each month to get there.

Plan a goal
Save · Free tool

Emergency fund builder

Build a buffer for the unexpected, based on your essential costs and your life.

Build a buffer
Track · Free tool

Everyday expense tracker

Log the little things, see your monthly total, and find out where your money goes.

Track expenses
Plan · Free tool

Loan EMI calculator

See the monthly payment, total interest, and full repayment picture before you borrow.

Calculate an EMI
Track · Free tool

Subscription audit

Put recurring costs in one place. See what your monthly and annual plans really add up to.

Audit subscriptions

A little know-how goes a long way

Good habits start small.

Short, practical reads to help you make sense of the numbers. Start wherever you are.